How do my transactions get into XEN?

You record them by hand in seconds or import your bank statement as a spreadsheet. Each transaction keeps its category, its date and, if you want, the attached receipt.

Does my personal information mix with my company’s?

No. Your personal space and each organization are separate scopes: the company does not see your personal data, and you do not see the company’s outside the permissions you were given.

What happens when a card or a bill is about to fall due?

It shows up in your bills to pay with the date and the amount, and XEN reminds you before the due date. When you pay it, the transaction is recorded and the category budget updates.

Does XEN Personal cost anything?

XEN Personal comes with a free account. Paid plans apply when the account starts operating an organization, not for using the personal space.

Personal finance

Your money, with budget, cards and goals in place.

Record what comes in and what goes out, cap each category, follow your cards and your bills to pay, and see how far you are from your goal. In your personal space, separate from any company.

See my finances in actionCreate my account

How your month is spread

The $5,200 in income spread across categories, savings and balance.

How your month is spread
From	To	Value
Income	Housing	1,600
Income	Food	640
Income	Transport	360
Income	Savings	800
Income	Available	1,800

Personal space

Budget by category

A cap for housing, food, transport and whatever you define. The month’s spending is deducted with every transaction; there is no spreadsheet to update.

Cards and bills to pay

Statement dates, minimum payment and the month’s bills with their due dates. XEN reminds you before they fall due and records the payment when you make it.

Goals with real contributions

Target, deadline and monthly contribution. The goal reads your transactions: every recorded contribution brings it closer without you updating a number.

Goals

Every contribution brings the goal closer and keeps its transaction.

You set $8,000 for your personal fund. You have $4,800 across six contributions and XEN tells you what is left and how many months it takes at the current pace.

Target, deadline and monthly contribution.
Contributions read from your real transactions.
What is left and when you get there at today’s pace.

My savings goalPersonal fund

$ 4,800 / $8,000

60 %

Related recordsSearch records

Transaction	Category	Amount	Date
Monthly income	Income	$5,200	Sep 1
Rent	Housing	$1,600	Sep 3
Monthly groceries	Food	$640	Sep 5
Contribution to my goal	Savings	$800	Sep 8

4 records

What your space covers

Four pieces to organize the month.

Budgets

A cap per category and the month’s spending in view. When you get close to the limit, XEN tells you before the next purchase.

Cards

Credit and debit with statement date, payment date and spending by category. The minimum and the full payment show up in your bills to pay.

Goals

Targets with a deadline and a contribution, fed by your real transactions. You know what is left and when you get there.

Bills to pay

Utilities, installments and subscriptions with their due dates. XEN reminds you beforehand and records the payment when you make it.

What falls due this month does not surprise you.

Cards and bills to pay with their dates; the budget deducts each payment when you record it.

Bills to pay, with date and amount.

Electricity, internet, the card and next month’s rent in a list that reminds you before the due date.

To pay · September

Outstanding this month

$ 1,250

Electricity: $180
Internet: $120
Card · full payment: $950

A reminder three days before each due date

See what you have already saved.

Every contribution brings your target closer and keeps its source transaction.

My savings goal

Personal fund

$ 4,800

Saved: 60%
Target: $8,000
September contribution: $800

$3,200 to go · four more contributions at the current pace

Personal finance

Before you record your first transaction.

What people who organize their money in XEN ask.